You Qualify For A Free MYGA
Evaluation!
Access top-rated annuities from leading carriers, personalized to fit your retirement goals.
Guaranteed Returns
Fixed interest rates that ensure steady growth and peace of mind throughout the term.
Tax-Deferred Growth
Your savings grow faster without being taxed until you withdraw, helping you build more wealth over time.
Safety and Security
MYGAs offer a low-risk savings solution, backed by the insurance company and free from market volatility.
Fill out the form below to get your
Free Annuity Evaluation
First Name *
Last Name *
When preparing for our retirement fiances, what's the most important thing to you?
How much money have you saved for retirement? *
Phone *
Email *
Thank you!
Your evaluation has been submitted!
One of our retirement specialists will review your information and reach out to you shortly with personalized next steps.
In the meantime, if you have any questions, feel free to call us or email us anytime.
MYGAs vs Savings Accounts and CDs
MYGAs
Savings Account
Certificate of Deposit (CD)
Issued By
Bank​
Insurance Company​
Bank​
Interest Rate
Rates not guaranteed
​
5.50%
​
Rates not guaranteed
​
Term
N/A
​
2-10 years
​
3 months - 5 years
​
Tax Treatment
Taxed annually as
ordinary income
Tax-deferred until
withdrawal
Taxed annually as
ordinary income
Withdrawals
Withdrawal limit subject to bank policies.
Up to 10% of account
value each year
Withdrawal subject to bank approvals. Penalties apply.
MYGA Calculator
Number of Years: 5
Investment Amount: $100,000
$30,696.00
$130,696.00
Results
Total Interest Earned:
Total Amount:
Interest Rate
5.50%
The Better Alternative to a CD
Earn more on your savings with guaranteed, predictable growth.
What is a MYGA (Multi-Year Guaranteed Annuity?
A MYGA is an annuity that provides a guaranteed fixed interest rate for a set term (usually 2 to 10 years), offering a secure and predictable way to grow your retirement savings.
How does a MYGA work?
You purchase a contract with a lump sump of premium, and in return, you receive a fixed interest rate over the selected term from the insurance company. Your proicnipal grows tax-deferred, meaning you don't pay taxes on the interest until you withdraw the funds.
What are the benefits of a MYGA comapred to a CD?
MYGAs often offer higher interest rates than CDs and provide tax-deferred growth.
Are MYGAs safe?
Yes, MYGAs are considered low-risk investments. They are state guaranteed by the insurance department, but ask your advisor if you have any further questions.
Can I access my money early?
Yes, many MYGAs also offer limited penalty-free withdrawal options, many times up to 10% of the premium however it can vary so ask your advisor if you have any further questions.
If you have already filled out the form above, be on the lookout, someone from our team will contact you soon!
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